Is the ICBC China Tourism Card Worth It?220

The Industrial and Commercial Bank of China (ICBC) China Tourism Card is a popular choice for travelers to China. It offers a number of benefits, including:
Free withdrawals from ICBC ATMs in China
A competitive exchange rate
No foreign transaction fees
24/7 customer service
Access to a network of over 17,000 ATMs in China

However, there are also some drawbacks to the ICBC China Tourism Card. These include:
A high annual fee of $99
A low credit limit of $5,000
A lack of rewards or perks

Overall, the ICBC China Tourism Card is a good option for travelers who plan to make frequent trips to China. However, it is important to weigh the benefits and drawbacks of the card before applying.## Benefits of the ICBC China Tourism Card
Free withdrawals from ICBC ATMs in China
One of the biggest benefits of the ICBC China Tourism Card is that it allows you to make free withdrawals from ICBC ATMs in China. This can save you a significant amount of money on ATM fees, which can add up quickly if you are making multiple withdrawals during your trip.
A competitive exchange rate
The ICBC China Tourism Card also offers a competitive exchange rate. This means that you will get more Chinese yuan for your money when you use the card to make purchases in China.
No foreign transaction fees
The ICBC China Tourism Card does not charge foreign transaction fees. This means that you will not be charged a fee for using the card to make purchases in China.
24/7 customer service
The ICBC China Tourism Card comes with 24/7 customer service. This means that you can get help with your card anytime, day or night.
Access to a network of over 17,000 ATMs in China
The ICBC China Tourism Card gives you access to a network of over 17,000 ATMs in China. This means that you will be able to find an ATM near your hotel, restaurant, or other destination.
## Drawbacks of the ICBC China Tourism Card
A high annual fee of $99
The ICBC China Tourism Card has a high annual fee of $99. This is a significant fee, especially if you do not plan to use the card frequently.
A low credit limit of $5,000
The ICBC China Tourism Card has a low credit limit of $5,000. This may not be enough for travelers who plan to make large purchases in China.
A lack of rewards or perks
The ICBC China Tourism Card does not offer any rewards or perks. This is a drawback for travelers who are looking for a card that can help them save money or earn points.
## Conclusion
The ICBC China Tourism Card is a good option for travelers who plan to make frequent trips to China. However, it is important to weigh the benefits and drawbacks of the card before applying.